Business Finance

Capital for UK businesses that need it in days

We arrange short-term secured loans for limited companies and LLPs. No committees, no six-week wait. If the security is there, we can fund it fast.

Facility Size

£250k – £10M

+

Loan Term

1 – 6 months

+

From enquiry to funds

3 – 10 days

+

One decision-maker

No committees

Business Finance Products

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Business Bridging Loan

Fast capital against commercial property or company assets. Funded in 3–10 days from first enquiry.

Available Now

Business Bridging Loan

Fast capital against commercial property or company assets. Funded in 3–10 days from first enquiry.

Available Now

Business Bridging Loan

Fast capital against commercial property or company assets. Funded in 3–10 days from first enquiry.

Available Now

Acquisition finance

Buying a business or its assets when the bank is too slow. We bridge the gap so the deal doesn’t fall through.

Available Now

Automation that saves.

Buying a business or its assets when the bank is too slow. We bridge the gap so the deal doesn’t fall through.

Available Now

Acquisition finance

Buying a business or its assets when the bank is too slow. We bridge the gap so the deal doesn’t fall through.

Available Now

Cash Flow Bridge

Money coming in, just not yet. We bridge the gap so your business keeps moving while you wait, without disruption.

Available Now

Cash Flow Bridge

Money coming in, just not yet. We bridge the gap so your business keeps moving while you wait, without disruption.

Available Now

Debenture-secured facility

Borrow against the whole company - property, assets and receivables - rather than a single asset, for added flexibility.

Coming Soon

Debenture-secured facility

Borrow against the whole company - property, assets and receivables - rather than a single asset, for added flexibility.

Coming Soon

Security Explained.

Every loan requires security, either a first charge over a commercial property, or a debenture (a charge over the whole company). You don’t need to own the property outright — we lend on the equity in it.

First charge over commercial property.

We take legal security over a commercial building or land. If you own it outright or have equity in it, it can be used to secure the loan.

Debenture over company assets.

A fixed and floating charge over the company itself - its property, equipment, stock and money owed to it. Suited to asset-rich businesses.

Security Explained.

Every loan requires security, either a first charge over a commercial property, or a debenture (a charge over the whole company). You don’t need to own the property outright — we lend on the equity in it.

First charge over commercial property.

We take legal security over a commercial building or land. If you own it outright or have equity in it, it can be used to secure the loan.

Debenture over company assets.

A fixed and floating charge over the company itself - its property, equipment, stock and money owed to it. Suited to asset-rich businesses.

From enquiry to funded - typically 3 to 10 days

From enquiry to funded

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Day 1 - Enquiry

Tell us what you need. Response within 24 hours.

Day 1 - Enquiry

Tell us what you need. Response within 24 hours.

Day 1 - Enquiry

Tell us what you need. Response within 24 hours.

Day 1–2 - Terms issued

Rate, term, security and fees in writing.

Day 1–2 - Terms issued

Rate, term, security and fees in writing.

Day 1–2 - Terms issued

Rate, term, security and fees in writing.

Day 2–7 - Legals

Solicitors draft and execute the documents.

Day 2–7 - Legals

Solicitors draft and execute the documents.

Day 2–7 - Legals

Solicitors draft and execute the documents.

Day 3–10 - Funded

Security registered. Funds in your account.

Day 3–10 - Funded

Security registered. Funds in your account.

Day 3–10 - Funded

Security registered. Funds in your account.

Caversham Group arranges secured commercial loans for UK limited companies and limited liability partnerships only. We do not lend to, or accept enquiries from, private individuals, sole traders, or consumers. All loans are made for business purposes and are not regulated by the Financial Conduct Authority. The Consumer Credit Act 1974 does not apply to lending to corporate bodies for business purposes.


This website is directed solely at UK limited companies and LLPs seeking commercial finance. It does not constitute a financial promotion within the meaning of section 21 of the Financial Services and Markets Act 2000 and is not directed at any person who would be classified as a consumer. Nothing on this website constitutes an offer of credit, investment advice, or a solicitation to invest. All facilities are subject to underwriting, satisfactory security, independent valuation, and legal due diligence. Figures, timelines, and transactions referenced on this website are illustrative and are not binding.


Specific rates, fees, and conditions are set out in loan documentation on a case-by-case basis. Failure to meet repayment obligations may result in enforcement of security, including the sale of charged assets or property. Borrowers are strongly advised to take independent legal, tax, and financial advice before entering into any loan agreement.