Property Finance

Finance for developers who need to move fast.

We arrange secured debt for land acquisition, development and conversion projects. If the deal stacks up, we can have terms issued the same day.

Security always required

First Charge

+

Minimum deal margin

20%+ GDV

+

Terms on good deals

Same Day

+

Committed, subject to funding

Private Capital

Property Finance Products

[ 01 -08 ]

Property Bridging Loan

Buy fast. Secured against the property. Exit via sale or refinance when you're ready.

Available Now

Property Bridging Loan

Buy fast. Secured against the property. Exit via sale or refinance when you're ready.

Available Now

Property Bridging Loan

Buy fast. Secured against the property. Exit via sale or refinance when you're ready.

Available Now

Land Acquisition Finance

Buy a plot with or without planning. We lend on land where mainstream lenders won't go.

Available Now

Automation that saves.

Buy a plot with or without planning. We lend on land where mainstream lenders won't go.

Available Now

Land Acquisition Finance

Buy a plot with or without planning. We lend on land where mainstream lenders won't go.

Available Now

Exit Bridge

Build complete, development exiting loan. We clear the lender and buy you time to sell.

Available Now

Exit Bridge

Build complete, development exiting loan. We clear the lender and buy you time to sell.

Available Now

Refurbishment Finance

Light to heavy refurb on existing property. No planning required. Exit via sale or refi.

Available Now

Refurbishment Finance

Light to heavy refurb on existing property. No planning required. Exit via sale or refi.

Available Now

Auction Finance

Win at auction. 28-day completion window. We move faster than any bank.

Available Now

Auction Finance

Win at auction. 28-day completion window. We move faster than any bank.

Available Now

Development Finance

Stage drawdowns to fund a full build. GDV-based underwriting. QS monitored.

Coming Soon

Development Finance

Stage drawdowns to fund a full build. GDV-based underwriting. QS monitored.

Coming Soon

Two-stage dev facility

Bridge to acquire, dev finance to build. One relationship, one process, two facilities.

Coming Soon

Two-stage dev facility

Bridge to acquire, dev finance to build. One relationship, one process, two facilities.

Coming Soon

Permitted Dev Finance

Office-to-resi and commercial-to-resi conversions under permitted development rights.

Coming Soon

Permitted Dev Finance

Office-to-resi and commercial-to-resi conversions under permitted development rights.

Coming Soon

How a property deal works

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Step 01

Deal Submitted

Source or developer brings the opportunity.

Step 01

Deal Submitted

Source or developer brings the opportunity.

Step 01

Deal Submitted

Source or developer brings the opportunity.

Step 02

We Run The Numbers

GDV, margin, planning, exit route.

Step 02

We Run The Numbers

GDV, margin, planning, exit route.

Step 02

We Run The Numbers

GDV, margin, planning, exit route.

Step 03

Terms Agreed

Rate, security, term, profit share.

Step 03

Terms Agreed

Rate, security, term, profit share.

Step 03

Terms Agreed

Rate, security, term, profit share.

Step 04

Legal & DD

Solicitors, valuation, planning confirmed.

Step 04

Legal & DD

Solicitors, valuation, planning confirmed.

Step 04

Legal & DD

Solicitors, valuation, planning confirmed.

Step 05

Funds Released

Acquisition completes or build begins.

Step 05

Funds Released

Acquisition completes or build begins.

Step 05

Funds Released

Acquisition completes or build begins.

Step 06

Exit

Sale or refinance. Fees collected.

Step 06

Exit

Sale or refinance. Fees collected.

Step 06

Exit

Sale or refinance. Fees collected.

Caversham Group arranges secured commercial loans for UK limited companies and limited liability partnerships only. We do not lend to, or accept enquiries from, private individuals, sole traders, or consumers. All loans are made for business purposes and are not regulated by the Financial Conduct Authority. The Consumer Credit Act 1974 does not apply to lending to corporate bodies for business purposes.


This website is directed solely at UK limited companies and LLPs seeking commercial finance. It does not constitute a financial promotion within the meaning of section 21 of the Financial Services and Markets Act 2000 and is not directed at any person who would be classified as a consumer. Nothing on this website constitutes an offer of credit, investment advice, or a solicitation to invest. All facilities are subject to underwriting, satisfactory security, independent valuation, and legal due diligence. Figures, timelines, and transactions referenced on this website are illustrative and are not binding.


Specific rates, fees, and conditions are set out in loan documentation on a case-by-case basis. Failure to meet repayment obligations may result in enforcement of security, including the sale of charged assets or property. Borrowers are strongly advised to take independent legal, tax, and financial advice before entering into any loan agreement.